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	<title>Small Business Compliance Toolkit</title>
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	<link>http://compliancetoolkit.net</link>
	<description>Products, Services and Solutions to secure Your small Business</description>
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		<title>Do You Comply with MA 201.CMR.17?  The WISP Deadline Has Passed!</title>
		<link>http://compliancetoolkit.net/2010/do-you-comply-with-ma-201-cmr-17-the-wisp-deadline-has-passed/</link>
		<comments>http://compliancetoolkit.net/2010/do-you-comply-with-ma-201-cmr-17-the-wisp-deadline-has-passed/#comments</comments>
		<pubDate>Tue, 09 Mar 2010 14:10:40 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[Personal Information Security]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=72</guid>
		<description><![CDATA[Do you do business in the Commonwealth of Massachusetts and handle, process or store personal information of its residents?  If you do, then you need to understand and comply with Regulation 201.CMR 17. 

Have you created a WISP to handle the security and safety of all Massachusetts resident personal information?  If you have not, you need to!

So what does that mean and what does a business need to do to comply?  The  “Standards for the Protection of Personal Information of Residents of the Commonwealth”  was enacted to make businesses responsible for the security and protection any and all personal information  that they handle regarding a resident of Massachusetts.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>201 CMR 17 Update &#8211; How Does It Affect Attorney&#8217;s?  Part 4</title>
		<link>http://compliancetoolkit.net/2009/201-cmr-17-update-how-does-it-effect-attorneys-part-4/</link>
		<comments>http://compliancetoolkit.net/2009/201-cmr-17-update-how-does-it-effect-attorneys-part-4/#comments</comments>
		<pubDate>Fri, 06 Nov 2009 05:34:37 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[201 CMR 17]]></category>
		<category><![CDATA[Massachusetts Office of Consumer Affairs and Business Regulation]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=60</guid>
		<description><![CDATA[In Part 4 of our review the Data Security and Safety Regulations in Massachusetts know as 201 CMR 17, we look at several more important questions that address attorneys. monitoring obligations  and whether all businesses will be judged the same under these regulations.

These new regulation take effect on March 1, 2010, so that leaves less than four months to prepare from the writing of this article.  This blog is Part 4 and final  in a series addressing important questions and issues regarding these regulations.

For more information about how to prepare for 201 CMR 17 please visit our website CLICK HERE.  You can also visit Small Business Compliance Solutions at www.bizcompliancesolutions.com for more information on how to protect your company.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/201-cmr-17-update-how-does-it-effect-attorneys-part-4/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Does 201 CMR 17 Effect Small Business?  Part 3</title>
		<link>http://compliancetoolkit.net/2009/how-does-201-cmr-17-effect-small-business-part-3/</link>
		<comments>http://compliancetoolkit.net/2009/how-does-201-cmr-17-effect-small-business-part-3/#comments</comments>
		<pubDate>Wed, 04 Nov 2009 05:24:54 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[201 CMR 17]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Massachusetts Office of Consumer Affairs and Business Regulation]]></category>
		<category><![CDATA[small business]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=54</guid>
		<description><![CDATA[In Part 3 of our review the Data Security and Safety Regulations in Massachusetts know as 201 CMR 17, we look at seven more important questions that address financial accounts, credit cards, employee training and the size of companies effected.

These new regulation take effect on March 1, 2010, so that leaves less than four months to prepare from the writing of this article.  This blog is Part 3 in a series addressing important questions and issues regarding these regulations.

For more information about how to prepare for 201 CMR 17 please visit our website CLICK HERE.  You can also visit Small Business Compliance Solutions at www.bizcompliancesolutions.com for more information on how to protect your company.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/how-does-201-cmr-17-effect-small-business-part-3/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Will MA 201 CMR 17 Effect Your Business? Part 2</title>
		<link>http://compliancetoolkit.net/2009/how-will-ma-201-cmr-17-effect-your-business-part-2/</link>
		<comments>http://compliancetoolkit.net/2009/how-will-ma-201-cmr-17-effect-your-business-part-2/#comments</comments>
		<pubDate>Mon, 02 Nov 2009 05:09:56 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[201 CMR 17]]></category>
		<category><![CDATA[Massachusetts Office of Consumer Affairs and Business Regulation]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=50</guid>
		<description><![CDATA[In Part 2 of our review of some of the key changes that took place during the August 2009 amending of the Data Security and Safety Regulations in Massachusetts know as 201 CMR 17, we loo at six more important questions addressed by the Office of Consumer Affairs and Business Regulations.

These new regulation take effect on March 1, 2010, so that leaves less than four months to prepare from the writing of this article.  This blog is Part 2 in a series addressing important questions and issues regarding these regulations.

For more information about how to prepare for 201 CMR 17 please visit our website CLICK HERE.  You can also visit Small Business Compliance Solutions at www.bizcompliancesolutions.com for more information on how to protect your company.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/how-will-ma-201-cmr-17-effect-your-business-part-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>201 CMR 17 Data Security Regulation Begin March 1, 2010</title>
		<link>http://compliancetoolkit.net/2009/201-cmr-17-data-security-regulation-begin-march-1-2010/</link>
		<comments>http://compliancetoolkit.net/2009/201-cmr-17-data-security-regulation-begin-march-1-2010/#comments</comments>
		<pubDate>Thu, 29 Oct 2009 14:57:42 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[201 CMR 17]]></category>
		<category><![CDATA[Massachusetts Office of Consumer Affairs and Business Regulation]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=45</guid>
		<description><![CDATA[Data Security and Safety Regulations in Massachusetts know as 201 CMR 17 were revised in August of 2009 .  The first change is that the regulation will take effect on March 1, 2010.  The following are some of the key FAQ questions that the Commonwealth of Massachusetts Office of Consumer Affairs and Business Regulations have addressed regarding 201 CMR 17 and personal information safety.  This blog is part 1 in a series addressing important questions and issues regarding these regulations.

For more information about how to prepare for 201 CMR 17 please visit our website CLICK HERE.  You can also visit Small Business Compliance Solutions at www.bizcompliancesolutions.com for more information on how to protect your company.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/201-cmr-17-data-security-regulation-begin-march-1-2010/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Some Teeth Being Pulled from 201CMR 17</title>
		<link>http://compliancetoolkit.net/2009/some-teeth-being-pulled-from-201cmr-17/</link>
		<comments>http://compliancetoolkit.net/2009/some-teeth-being-pulled-from-201cmr-17/#comments</comments>
		<pubDate>Mon, 01 Jun 2009 19:35:23 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>
		<category><![CDATA[201 CMR 17]]></category>
		<category><![CDATA[MA SB 173]]></category>
		<category><![CDATA[Massachusetts Office of Consumer Affairs and Business Regulation]]></category>
		<category><![CDATA[Morrissey]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=39</guid>
		<description><![CDATA[Looks like the concerns of small business as well as the legal and security community over scope and enforceability of 201 CMR 17 has been heard from at the State House in Boston.  State Senate Chairman Michael Morrissey presented a draft of new Massachusetts Senate Bill 173 (SB 173) at a hearing on Tuesday, May 12, 2009, stating that the proposed data protection regulation "went beyond the intent" of the legislature.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/some-teeth-being-pulled-from-201cmr-17/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Are Mortgage Brokers Ready For Red Flag?</title>
		<link>http://compliancetoolkit.net/2009/are-mortgage-brokers-ready-for-red-flag/</link>
		<comments>http://compliancetoolkit.net/2009/are-mortgage-brokers-ready-for-red-flag/#comments</comments>
		<pubDate>Sun, 31 May 2009 18:23:07 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[FACTA Red Flag Rules]]></category>
		<category><![CDATA[FTC]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=32</guid>
		<description><![CDATA[Mortgage brokers need to very quickly take a hard look at the FACTA Red Flag Compliance Rules that will take affect on August 1, 2009.  I am amazed at how many mortgage brokers I talk to around the country that are not aware of, or prepared for these new federal regulations that the FTC has mandated.  The following is a quick overview that might help address many of the questions that are asked when I talk to owners of mortgage companies as they face down this deadline for compliance.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/are-mortgage-brokers-ready-for-red-flag/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New MA Information Security Laws &#8211; How 201.CMR.17 Will It Effect Your Small Business?</title>
		<link>http://compliancetoolkit.net/2009/new-ma-information-security-laws-how-will-it-effect-your-small-business/</link>
		<comments>http://compliancetoolkit.net/2009/new-ma-information-security-laws-how-will-it-effect-your-small-business/#comments</comments>
		<pubDate>Wed, 20 May 2009 18:27:42 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=20</guid>
		<description><![CDATA[Even though the implementation date of 201 CMR 17 has been pushed back to January 1, 2010, now is the time to begin planning.  MGL93H or 201CMR17 have  not been widely publicized despite originally being scheduled to go into effect on January 1, 2009 and many small business owners that I talk to each day in Massachusetts and around the country have no idea what they are and how they might impact their business.

201 CMR 17.00 essentially sets minimum standards for the protection of the personal information of any Massachusetts resident, whether it is stored in paper or electronic format.  This response to the explosion in identity theft is an effort to ensure that anyone that owns, licenses, stores, or maintains information about a Massachusetts resident must follow a set of requirements to protect that data from those that might use it inappropriately or illegally.  What must be considered is if and how these regulations will impact your business.  If you take information about your customers, employees or even contract help (that reside in Massachusetts) such as their name, along with:

    * Address
    * Social Security number
    * Credit card number
    * Driver’s license information
    * Other state issued identification information

and hold it in paper format or a database for any purpose – then these regulations will affect you and you must take steps to comply.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/new-ma-information-security-laws-how-will-it-effect-your-small-business/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Identity Theft Through A Business Security Breach Can Be Avoided!</title>
		<link>http://compliancetoolkit.net/2009/identity-theft-through-businesssecurity-breach-can-be-avoided/</link>
		<comments>http://compliancetoolkit.net/2009/identity-theft-through-businesssecurity-breach-can-be-avoided/#comments</comments>
		<pubDate>Wed, 20 May 2009 14:49:49 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[Personal Information Security]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=16</guid>
		<description><![CDATA[Over 75% of reported security breaches that resulted in the potential loss of personal information by businesses in 2008 were due to the mishandling of unprotected personal data.  If you own or run a small business that collects personal information such as a name, along with a social security number, credit card information or date of birth you need to take steps now to protect this information, not to mention your business.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/identity-theft-through-businesssecurity-breach-can-be-avoided/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Fighting Identity Theft to Protect Your Customer&#8217;s Personal Information and Your Business!</title>
		<link>http://compliancetoolkit.net/2009/fighting-identity-theft-to-protect-your-customers-personal-information-and-your-business/</link>
		<comments>http://compliancetoolkit.net/2009/fighting-identity-theft-to-protect-your-customers-personal-information-and-your-business/#comments</comments>
		<pubDate>Tue, 19 May 2009 16:42:57 +0000</pubDate>
		<dc:creator>Compliance Solutions</dc:creator>
				<category><![CDATA[MA 201 CMR 17 Compliance]]></category>

		<guid isPermaLink="false">http://compliancetoolkit.net/?p=10</guid>
		<description><![CDATA[Regulation 201 CMR 17 is changing how we all will handle personal information, deal with identity theft and do business in the future. This new regulation 201 CMR 17 is the first of its kind in the country, but is a bell weather for business on how personal information will need to be handled across the nation sooner than later.  The regulations mandates that any personal information collected by a company doing business with Massachusetts residents – (personal information is defined as a combination of a name along with a Social Security number, bank account number, or credit card number) be collected, handled, shared and stored using specific written guidelines in order to protect that information against theft or misuse.]]></description>
		<wfw:commentRss>http://compliancetoolkit.net/2009/fighting-identity-theft-to-protect-your-customers-personal-information-and-your-business/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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